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8. Future Branches, “Here’s How UnionBank is Turning to Technology to Create Its First 100% Digital Branch;” 2022.

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15. Finextra, “Serendip, in partnership with BNP Paribas, parades 2022 fintech incubator class;” May 25, 2022.

16. Platformable, “Using Open Banking and Open Finance APIs to Build Green Fintech;” Q1 2022

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