1. Ўзбекистон Республикаси Президентининг 2022 йил 28 январдаги “2022 – 2026 йилларга мўлжалланган Янги Ўзбекистоннинг тараққиёт стратегияси тўғрисида” ПФ-60-сон Фармони.

2. Bondar, S., Hsu, J. C., Pfouga, A., Stjepandić, J. (2017). Agile digital transformation of system-of-systems architecture models using Zachman framework. Journal of Industrial Information Integration, 7, 33–43.

3. CarbÓ-Valverde S. and Kahn C. (2016) ‘Payment Systems in the US and Europe: Efficiency, Soundness and Challenges’, Financial Stability Review, Bank of Spain, 30, May, pp. 9-33.

4. Gebayew, C., Hardini, I. R., Panjaitan, G. H. A., Kurniawan, N. B., & Suhardi. (2018). A Systematic Literature Review on Digital Transformation. 2018 International Conference on Information Technology Systems and Innovation (ICITSI). doi:10.1109/icitsi.2018.8695912https://lex.uz/docs/4900424

5. Доклад о цифровой экономике. Создание стоимости и получение выгод:последствия для развивающихся стран. https://unctad.org /en/ PublicationsLibrary/der2019_overview_ru.pdf

6. https://www.mckinsey.com/business-functions/mckinsey-digital/our-insights/ digital-europe-realizing-the-continents-potential

7. https://digitalkz.kz/, https://bit.ly/39ozHOI - Официальный интернет-ресурс Государственной программы «Цифровой Казахстан».

8. Westerman, G. (2015). Revamping your business through digital transformation.MIT Sloan Management Review, 56(3), 2-5, ISSN 15329194

9. Woodard, C.J., Ramasubbu, N., Tschang, F.T. and Sambamurthy, V. 2013. Design Capital and Design Moves: The Logic of Digital Business Strategy. MIS Quarterly 37, 2 (2013), 537–564.

10. World Economic Forum. Beyond Fintech: A Pragmatic Assessment Of Disruptive Potential In Financial Services, 2017.