1. The Global Findex Database 2021: Financial Inclusion, Digital Payments, and Resilience in the Age of COVID-19 / A. Demirgüç-Kunt, L. Klapper, D. Singer, S. Ansar. – Washington, DC: World Bank, 2022. – 188 с. – Режим доступа: https://globalfindex.worldbank.org

2. Financial Access Survey – 2024 Highlights: Marking 15 Years of Supporting Financial Inclusion / Berhe Beyene, Katia Huayta-Zapata, Andrea Quevedo, Miguel Segoviano. –Washington, DC: International Monetary Fund, 2024. – Режим доступа: https://data.imf.org/FAS

3. Patwardhan A., Schmitz K., Singleton K. Financial Inclusion in the Digital Age. – Washington, DC: World Bank Group; Stanford University, 2018. – 80 с.

4. Центральный банк Республики Узбекистан. Статистический бюллетень за декабрь 2024 г. – Ташкент: ЦБ РУз, 2024. – 107 с. – Режим доступа: https://cbu.uz

5. Святов С. А., Бендюк Д. Ю. Финансовая инклюзия: международный опыт и казахстанский кейс // Central Asian Economic Review. – 2023. – №2 (149). – С. 140–152. – DOI: 10.52821/2789-4401-2023-2-140-152

6. Digital Financial Services: Basic Terminology and Regulatory Approaches. – Kuala Lumpur: Alliance for Financial Inclusion (AFI), 2021. – 36 с.

7. Opportunities for All: A Framework for Policy Action on Inclusive Growth. – Paris: OECD Publishing, 2018. – 240 с. – Режим доступа: https://doi.org/10.1787/9789264301665-en

8. Klapper L., Singer D., Van Oudheusden P. Financial Inclusion and Inclusive Growth: A Review of Recent Empirical Evidence. – Washington, DC: World Bank, 2015. – (Policy Research Working Paper; No. 8040). – 43 с.

9. National Payments Corporation of India (NPCI) (2023). Unified Payments Interface (UPI) Overview. NPCI Official Reports.

10. Central Bank of Brazil (2023). PIX: Instant Payment System Overview. Banco Central do Brasil.URL: https://www.bcb.gov.br/en/financialstability/pix

11. KPMG International. Pulse of Fintech H2 2022: Biannual global analysis of investment trends in fintech. – Amsterdam: KPMG, 2023. – 48 с.

12. Cuenta para Todos: inclusión financiera en México / Comisión Nacional Bancaria y de Valores (CNBV). – México: CNBV, 2021. – 48 с.

13. BSP (Bangko Sentral ng Pilipinas). Financial Inclusion Initiatives for Overseas Filipino Workers (OFWs). – Manila: BSP, 2020. – 36 с.