International Monetary Fund Washington, D.C. “The Rise of Public and Private Digital Money”, July 2021, 33 b.

BIS, Central bank digital currencies: foundational principles and core features, 2020, https://www.bis.org/publ/othp33 .pdf; World Economic Forum, Bridging the Governance Gap: Interoperability for blockchain and legacy systems, 2020, http://www3.weforum.org/docs/WEF_Interoperability_ C4IR_Smart _Contracts _Project_2020.pdf

Giyazova Nozima Bayazovna, Suvonov Davlatjon Ramz o’g’li/ “Raqamli valyuta va davlat nazorati” 27.05.2025 Pages: 338-344 https://www.gospodarkainnowacje.pl/index.php/issue_view_32/article/view/3482

Giyazova Nozima Bayazovna, Suvonov Davlatjon Ramz o’g’li/ “Raqamli valyuta va uning iqtisodiyotga ta’siri” 21.03.2025 Pages:130-135 https://interoncof.com/index.php/india/article/view/10335/9429

Tursunova Ibodat Xo‘jayor qizi/ “Raqamli pullar, ularning turlari hamda evolutsiyasi” Journal: Proceedings of International Scientific Conference on Multidisciplinary Studies 11.06.2024 Pages: 190-201.

Maftuna Saporboev/ “Raqamli valyutalar muomalasini tashkil etish sharoitida pul-kredit siyosati samaradorligini oshirish yo‘llari” Journal of Science-Innovative Research in Uzbekistan, 2(10), 578-589.

https://www.atlanticcouncil.org/cbdctracker/

Group of Twenty Finance Ministers and Central Bank Governors.

Central banks of Bahamas, Nigeria and China.

Atlantic Council’ning “Central Bank Digital Currency Tracker” ma’lumotlar bazasidan.

Xamidova Dilorom Muhitdinovna/ Xalqaro Innovatsion Universiteti “Iqtisodiyot va moliya” kafedrasi o‘qituvchisi. “Raqamli valyutalar va ularning moliyaviy barqarorlikka ta’siri.

https://www.garp.org/risk-intelligence/technology/digital-currencies-risks-and-opportunities

Bank for International Settlements (BIS), Central bank digital currencies for cross-border payments, 2021, https://www.bis. org/publ/othp38.pdf.

World Economic Forum, Digital Currency Governance Consortium White Paper Series, 2021, www3.weforum.org/docs/ WEF_ Digital_Currency_ Governance_Consortium_White_Paper_Series_2021.pdf.