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THE IMPACT OF RETAIL BANKING PRODUCTS ON BANKING EFFICIENCY IN COMMERCIAL BANKS

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Iqtisodiy taraqqiyot va tahlil

Iqtisodiy taraqqiyot va tahlil

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ARTICLE ANNOTATION

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This article examines retail banking products in commercial banks and their impact on the efficiency of banking activities. Through a comprehensive analysis of relevant literature and empirical data, the author studied various dimensions of retail banking products and their impact on banking efficiency. In addition, the article conducted research and analysis on the areas of transformation and digitization of banks, the role of retail banking products in increasing bank income, improving customer relations, and saving bank costs. In general, the article examined how retail banking products contribute to the efficiency of banking activities and conducted a comprehensive analysis on the example of JSCB with foreign capital “Hamkorbank”.

AUTHORS

SH.Yunusova

Toshkent Davlat iqtisodiyot universiteti

Tags

# microcredit# chakana kredit# розничный кредит# retail credit# banking efficiency# chakana bank mahsulotlari# bank faoliyati samaradorligi# chakana mijozlar# mikroqarz# bank xizmtlaridan qoniqish# bank daromadi# розничные банковские продукты# эффективность банковского обслу# розничные клиенты# микрокредитование# удовлетворенность банковскими ус# доход банка.# retail banking products# retail customers# satisfaction with banking servic# bank income.

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Article Identifiers

ROI:

https://eroi.uz/11.0183/A0325-0007

DOI:

Not Available

References

Jiayue, Chen. (2023). 1. Transformation of Retail Banking with the Internet Finance Disruption. doi: 10.54097/hbem.v15i.9335

Kelvin, Friday, Barida, Biiranee. (2021). 3. Retail Banking and Bank Performance: Evidence from Nigeria. International journal of economics and finance, doi: 10.5539/IJEF.V13N5P45

Kelvin, Friday, Barida, Biiranee. (2021). 5. Retail Banking and Bank Performance: Evidence from Nigeria. International journal of economics and finance, Available from: 10.5539/IJEF.V13N5P45

Mamadiyarov, Z. (2022). РАҚАМЛИ ТРАНСФОРМАЦИЯ ЖАРАЁНИДА БАНК ХИЗМАТЛАРИНИ МАСОФАДАН КЎРСАТИШНИ ИННОВАЦИОН РИВОЖЛАНТИРИШ ИСТИҚБОЛЛАРИ Зокир Мамадияров. Scientific Journal of “International Finance & Accounting.

Md., Siraz, Meah., Md., Sarwar, Uddin. (2021). 4. An Evaluation of Retail Banking Products’ Performance: A Study on Selected Bankers. The International Journal of Business and Management, Available from: 10.5539/IJBM.V16N5P115

Mian, Dai., Yuan, Yuan. (2013). 5. Product differentiation and efficiencies in the retail banking industry. Journal of Banking and Finance, doi: 10.1016/J.JBANKFIN.2013.09.005

Shmyreva A., Valeriya, P., VAGAITSEVA. (2024). 3. Indicators for assessing the effectiveness of a commercial bank product. Финансы и кредит, Available from: 10.24891/fc.30.10.2252

Toshtemirovich, M. Z., & Tuymurodovich, K. S. (2024). Bank mahsulotlari va ularning samaradorligini oshirish. ЭКОНОМИКА, МЕНЕДЖМЕНТ, СЕРВИС: СОВРЕМЕННЫЕ ПРОБЛЕМЫ И ПЕРСПЕКТИВЫ, 4, 38-41.

Мамадияров, З. (2023). Ўзбекистонда банк хизматларини рақамли трансформация қилишга таъсир этувчи омиллар таҳлили. Страховой рынок Узбекистана, 1(4), 39-45.

Мамадіяров, З., Хакімов, Х., & Аскаров, С. (2024). DEVELOPMENT OF RETAIL BANKING SERVICES IN THE CONTEXT OF DIGITAL TRANSFORMATION. Financial and credit activity problems of theory and practice, 1(54), 51-67.