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This article attempts to shed light on the general idea of Islamic FinTech and how concerning it is for the current Islamic financial ecosystem's evolution. Additionally, the main goal of this paper is to emphasize the beneficial effects of Islamic FinTech on social inclusion, particularly for people in isolated and underprivileged places. It gives examples of how Islamic FinTech has aided financial literacy, boosted the economy in underdeveloped areas, and empowered people and small companies.

  • Read count 92
  • Date of publication 31-10-2023
  • Main LanguageIngliz
  • Pages26-32
Ўзбек

Ushbu maqolada Islomiy moliyaviy texnologiyaning umumiy g'oyasi va uning hozirgi Islomiy moliyaviy ekotizim evolyutsiyasi uchun qanday aloqasi borligi tasvirlangan. Bundan tashqari, ushbu maqolaning asosiy maqsadi Islomiy moliyaviy texnologiyaning ijtimoiy inklyuziyaga, xususan, rivojlanagn dunyodadan ajralib qolgan va kam ta'minlangan odamlar uchun manfaatini ta'kidlashdir. Unda Islomiy moliyaviy texnologiyalarning moliyaviy savodxonlikka qanday yordam bergani, rivojlanmagan hududlarda iqtisodiyotni kuchaytirgani, odamlar va kichik kompaniyalarning imkoniyatlarini kengaytirgani haqida misollar keltirilgan.

Русский

В этой статье описывается общая идея исламского финтеха и то, насколько он важен для эволюции текущей исламской финансовой экосистемы. Кроме того, основная цель этой статьи - подчеркнуть благотворное влияние исламского финтеха на социальную интеграцию, особенно для людей, живущих в изолированных и обездоленных местах. В нем приводятся примеры того, как исламский финтех способствовал повышению финансовой грамотности, стимулировал экономику в слаборазвитых регионах и расширил возможности людей и небольших компаний.

English

This article attempts to shed light on the general idea of Islamic FinTech and how concerning it is for the current Islamic financial ecosystem's evolution. Additionally, the main goal of this paper is to emphasize the beneficial effects of Islamic FinTech on social inclusion, particularly for people in isolated and underprivileged places. It gives examples of how Islamic FinTech has aided financial literacy, boosted the economy in underdeveloped areas, and empowered people and small companies.

№ Author name position Name of organisation
1 Kurbonova M.M. -- O'zbekiston xalqaro islom akademiyasi
№ Name of reference
1 Abojeib, M., & Habib, F. (2019), Blockchain for Islamic Social Responsibility Institutions, FinTech as a Disruptive Technology for Financial Institutions, IGI Global, 221–240.
2 Baber, H. (2019). FinTech, Crowdfunding and Customer Retention in Islamic Banks, SAGE publiccations, Vision, 1–19. Available online: https://doi.org/10.1177/0972262919869765
3 Biancone, P. P., & Radwan, M. (2019). Social finance and financing social enterprises: an Islamic finance prospective. European Journal of Islamic Finance, Special Is, 1–7
4 Hasan, R., Hassan, M. K. and Aliyu, S. (2020). FinTech, Blockchain and Islamic Finance: Literature Review and Research Agenda. IJIEF: International Journal of Islamic Economics and Finance, 3(1), 75-94. Available online: https://www.academia.edu/48110272/FinTech_and_Islamic_Finance_Literature_Review_and_Research_ Agenda
5 Jamil, N. N., & Seman, J. A. (2019). The Impact of FinTech On The Sustainability Of Islamic Accounting And Finance Education In Malaysia, Journal of Islamic, Social, Economics and Development (JISED), 4(17), 74–88.
6 Todorof, M. (2018). Shari’ah-compliant FinTech in the banking industry. ERA Forum, 19(1), 1–17.
7 Zavolokina, L., Dolata, M., & Schwabe, G. (2017). FinTech transformation: how IT-enabled innovations shape the financial sector, 75–88
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