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This article delves into the interdependence of the insurance industry and the swiftly advancing digital economy. The author examines how insurance serves as a linchpin in managing the inherent risks associated with digital endeavors, fostering an environment conducive to innovation and progress. The piece underscores the necessity for customized insurance solutions tailored to address the distinctive challenges posed by the digital landscape, including cybersecurity threats and data breaches. Furthermore, it highlights how insurance mechanisms can instill confidence among businesses and investors, playing a key role in facilitating the expansion of digital initiatives.

  • Название журналаRaqamli iqtisodiyot
  • Номер выпуска5-son
  • Количество просмотров19
  • Количество прочтений19
  • Дата публикации04-01-2024
  • Язык статьиIngliz
  • Страницы187-193
English

This article delves into the interdependence of the insurance industry and the swiftly advancing digital economy. The author examines how insurance serves as a linchpin in managing the inherent risks associated with digital endeavors, fostering an environment conducive to innovation and progress. The piece underscores the necessity for customized insurance solutions tailored to address the distinctive challenges posed by the digital landscape, including cybersecurity threats and data breaches. Furthermore, it highlights how insurance mechanisms can instill confidence among businesses and investors, playing a key role in facilitating the expansion of digital initiatives.

Ўзбек

Ushbu maqola sug‘urta sanoati va tez rivojlanayotgan raqamli iqtisodiyotning o‘zaro bog‘liqligini o‘rganadi. Muallif sug‘urta qanday qilib raqamli urinishlar bilan bog‘liq bo‘lgan xatarlarni boshqarishda, innovatsiyalar va taraqqiyot uchun qulay muhitni yaratishda asosiy vosita bo‘lib xizmat qilishini ko‘rib chiqadi. Ushbu maqola raqamli landshaft tomonidan yuzaga keladigan o‘ziga xos muammolarni, jumladan kiberxavfsizlik tahdidlari va ma’lumotlar buzilishini hal qilish uchun moslashtirilgan sug‘urta yechimlari zarurligini ta’kidlaydi. Bundan tashqari, u sug‘urta mexanizmlari qanday qilib biznes va investorlar o‘rtasida ishonchni uyg‘otishi va raqamli tashabbuslarni kengaytirishda muhim rol o‘ynashi haqida gapiradi.

Русский

В данной статье рассматривается взаимозависимость страховой отрасли и быстро развивающейся цифровой экономики. Автор исследует, как страхование служит стержнем управления рисками, присущими цифровым технологиям, создавая среду, способствующую инновациям и прогрессу. В статье подчеркивается необходимость в индивидуальных страховых решениях, адаптированных к решению особых проблем, возникающих в цифровой среде, включая угрозы кибербезопасности и утечки данных. Кроме того, в нем подчеркивается, как механизмы страхования могут вселить доверие среди бизнеса и инвесторов, играя ключевую роль в содействии расширению цифровых инициатив.

Название ссылки
1 Lapidus L.V. Digital economy: managing e-business and e-commerce. – М.: INDRA-М, 2019. p. 381
2 Melanie Swan. Blockchain: Blueprint for a New Economy, 2018, 152 pages.
3 Ablyazov T., Asaul V. On competitive potential of organization under conditions of
4 New industrial base formation // ShS Web of Conferences. 2018. Vol. 44. 00003.
5 Koshyeyev V.A., Svetkov Yu.A. Digital transformation of the banking sector / https://cyberleninka.ru/article/n/tsifrovaya-transformatsiya-bankovskogo-sektora
6 Shokirov Sh., Xurramov Sh. & Bebutov J. (2023, February). State of information security of library information systems. In International Conference of Academic Sciences (Vol. 2, No. 2, pp. 71-88).
7 Swiss Re Institute. (2021). Digital economies: Realising the benefits. Swiss Re Institute sigma, 2/2021.
8 Wauthy, X., & Crucifix, M. (2020). Insurtech: A golden opportunity for insurers to reinvent themselves. Geneva Papers on Risk and Insurance: Issues and Practice, 45(2), 177-192.
9 World Economic Forum. (2018). The technology innovation ecosystem for insurance. World Economic Forum.
10 Cummins, J. D., Lewis, C. M., & Wei, R. (2021). Insurtech and e-commerce: A perfect marriage. The Geneva Papers on Risk and Insurance-Issues and Practice, 46(3), 385-405.
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