15

Ushbu ilmiy maqolada rivojlanayotgan davlatlarda ayollarning innovatsion bank xizmatlarining ommalashishidagi o‘rni tahlil qilingan. Tahlilda rivojlanayotgan davlatlar sifatida O‘zbekistan, Turkiya, Malaysia, Saudiya Arabistoni davlatlari olingan. Tahlil 2014-2021 yillardagi statistik maʼlumotlar asosida olib borilgan. Tahlil natijalariga ko‘ra, mamlakatimizda ayollar o‘rtasida innovatsion bank xizmatlarining yetarli darajada rivojlanmaganligi hamda qolgan davlatlardan farqli ravishda raqamli bank xizmatlaridan ayollarimiz keng foydalanmayapti.

  • Read count 15
  • Date of publication 31-01-2024
  • Main LanguageO'zbek
  • Pages67-74
Ўзбек

Ushbu ilmiy maqolada rivojlanayotgan davlatlarda ayollarning innovatsion bank xizmatlarining ommalashishidagi o‘rni tahlil qilingan. Tahlilda rivojlanayotgan davlatlar sifatida O‘zbekistan, Turkiya, Malaysia, Saudiya Arabistoni davlatlari olingan. Tahlil 2014-2021 yillardagi statistik maʼlumotlar asosida olib borilgan. Tahlil natijalariga ko‘ra, mamlakatimizda ayollar o‘rtasida innovatsion bank xizmatlarining yetarli darajada rivojlanmaganligi hamda qolgan davlatlardan farqli ravishda raqamli bank xizmatlaridan ayollarimiz keng foydalanmayapti.

Русский

В данной научной статье анализируется роль женщин в популяризации инновационных банковских услуг в развивающихся странах. Узбекистан, Турция, Малайзия и Саудовская Аравия рассматривались в анализе как развивающиеся страны. Анализ проводился на основе статистических данных за 2014-2021 годы. Согласно результатам анализа, инновационные банковские услуги среди женщин в нашей стране развиты недостаточно и, в отличие от других стран, цифровые банковские услуги не получили широкого распространения среди женщин.

English

The scientific article analyzes the role of women in the popularization of innovative banking services in developing countries. Uzbekistan, Turkey, Malaysia, and Saudi Arabia were considered as developing countries in the analysis. The analysis was conducted on the basis of statistical data for 2014-2021. According to the results of the analysis, innovative banking services among women in our country are not sufficiently developed and, unlike other countries, digital banking services are not widely used by women

№ Author name position Name of organisation
1 Maxmudova M.Q. PhD Toshkent davlat iqtisodiyot universitet
№ Name of reference
1 Das, P., Verburg, R., Verbraeck, A., & Bonebakker, L. (2017). Barriers to innovation within large financial services firms: An in-depth study into disruptive and radical innovation projects at a bank. European Journal of Innovation Management, 21(1), 96-112.
2 Fanelli, S., & Straub, L. (2020). A theory of foreign exchange interventions (No. w27872). National Bureau of Economic Research.
3 Kokh L.V. (2010). Innovatsiyalardan foydalanish asosida bank faoliyati samaradorligini oshirish tamoyillari va mexanizmlari: Dissertatsiya avtoreferati. ... Iqtisodiyot fanlari doktori. – Ivanovo.
4 Leraer, J. (2011) Тhе Consequences of Financial Innovation: А Counterfactual Research Agenda. Annual Review of Financial Economics. - Vol. 3. - Р. 41-85
5 Rajapathirana, R. J., & Hui, Y. (2018). Relationship between innovation capability, innovation type, and firm performance. Journal of Innovation & Knowledge, 3(1), 44-55.
6 Schumpeter, J. A. (2017). Essays: On entrepreneurs, innovations, business cycles and the evolution of capitalism. Routledge.
7 Van Ноrn, J. С. (1985). Of Financial Innovations and Excesses. Journal of Finance. - Р. 622.
8 Westland, J. C. (2017). Global innovation management. Bloomsbury Publishing
Waiting