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Mazkur maqolada kichik biznes subyektlarining yirik biznesga aylanishiga to‘sqinlik qiluvchi omillar va ularning yechimlari tahlil qilinadi. O‘zbekiston misolida hukumatning iqtisodiyotga aralashuvi, bank kreditlaridan foydalanish cheklovlari, innovatsion loyihalarni moliyalashtirish muammolari, moliyaviy va tartibga soluvchi to‘siqlar ko‘rib chiqiladi. Shuningdek, xorijiy tadqiqotchilarning byurokratik to‘siqlar, yuqori soliqlar va bozor cheklovlari borasidagi tajribasi keltirilgan. Yeimlar sifatida Fintech, raqamli marketing
strategiyalari, moliyaviy va texnologik inklyuzivlik orqali kichik biznesni rivojlantirish usullari taklif etiladi

  • Read count 45
  • Date of publication 05-07-2024
  • Main LanguageO'zbek
  • Pages303-314
Ўзбек

Mazkur maqolada kichik biznes subyektlarining yirik biznesga aylanishiga to‘sqinlik qiluvchi omillar va ularning yechimlari tahlil qilinadi. O‘zbekiston misolida hukumatning iqtisodiyotga aralashuvi, bank kreditlaridan foydalanish cheklovlari, innovatsion loyihalarni moliyalashtirish muammolari, moliyaviy va tartibga soluvchi to‘siqlar ko‘rib chiqiladi. Shuningdek, xorijiy tadqiqotchilarning byurokratik to‘siqlar, yuqori soliqlar va bozor cheklovlari borasidagi tajribasi keltirilgan. Yeimlar sifatida Fintech, raqamli marketing
strategiyalari, moliyaviy va texnologik inklyuzivlik orqali kichik biznesni rivojlantirish usullari taklif etiladi

Русский

В данной статье анализируются факторы, которые мешают субъектам малого предпринимательства стать крупными предприятиями и пути их решения. В случае Узбекистана рассматриваются государственное вмешательство в экономику, ограничения на использование банковских кредитов, проблемы финансирования инновационных проектов, финансовые и нормативные препятствия. Также представлен опыт зарубежных исследователей относительно бюрократических препон, высоких налогов и рыночных ограничений. В качестве основы предлагаются финансовые технологии, стратегии цифрового маркетинга и методы развития малого бизнеса посредством финансовой и технологической доступности.

English

This article analyzes the factors that prevent small business entities from becoming large businesses and their solutions. In the case of Uzbekistan, government intervention in the economy, restrictions on the use of bank loans, financing problems of innovative projects, financial and regulatory obstacles are considered. Also, the experience of foreign researchers regarding bureaucratic obstacles, high taxes and market restrictions is presented. As fodder, Fintech, digital marketing strategies, and small business development methods through financial and technological inclusion are offered.

№ Author name position Name of organisation
1 Xursanaliyev B.F. boshlig'i Qo‘qon universiteti Ilmiy tadqiqot departamenti
№ Name of reference
1 A.Y.Abdullayev. Kichik biznes va xususiy tadbirkorlikning hududiy muammolari, qo‘llab-quvvatlash usullari va yechimlari. 2023. Бюллетень науки и практики
2 Tojiyeva, M. M. (2023). KICHIK BIZNESNI RIVOJLANTIRISHNING MAMLAKAT IJTIMOIY-IQTISODIY HAYOTIDAGI AHAMIYATI. QO‘QON UNIVERSITETI XABARNOMASI, 9, 126-130
3 Xursanaliyev, B. (2024). KICHIK BIZNES VA XUSUSIY TADBIRKORLIKNI DAVLAT TOMONIDAN QO‘LLAB-QUVVATLANISHIDA XORIJIY TAJRIBA. QO‘QON UNIVERSITETI XABARNOMASI, 10, 21-24
4 Baxtiyorovna, U. O. (2024). KICHIK BIZNESNI RIVOJLANTIRISH QAMBAGʻALLIKNI QISQARTIRISH YULI. JOURNAL OF INNOVATIONS IN SCIENTIFIC AND EDUCATIONAL RESEARCH, 7(2), 171-176
5 Xursanaliyev, B. (2023). Kichik va yirik biznesni boshqarishning ilgʻor xorijiy tajribalari. Qo‘qon universiteti xabarnomasi, 7, 28-30
6 Tarifi, N. (2024). The Role of Sustainability and Innovation in Small Business Transformation in Saudi Arabia. American Journal of Industrial and Business Management, 14(4), 492-509.
7 Joel, O. T., & Oguanobi, V. U. (2024). Navigating business transformation and strategic decision-making in multinational energy corporations with geodata. International Journal of Applied Research in Social Sciences, 6(5), 801-818.
8 Aharoni, Y. (2024). The role of small firms in an interdependent world. In Standing on the Shoulders of International Business Giants (pp. 237-261).
9 Joel, O. S., Oyewole, A. T., Odunaiya, O. G., & Soyombo, O. T. (2024). The impact of digital transformation on business development strategies: Trends, challenges, and opportunities analyzed. World Journal of Advanced Research and Reviews, 21(3), 617-624.
10 Mandviwalla, M., & Flanagan, R. (2021). Small business digital transformation in the context of the pandemic. European Journal of Information Systems, 30(4), 359-375.
11 Foresight, innovation strategies, and technological guideline for turning a small business into a corporation. Boburmirzo Khursanaliyev, Dilyorjon Solidjonov. E3S Web Conf. 538 02015 (2024) DOI: 10.1051/e3sconf/202453802015
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