Ushbu maqolada raqamli transformatsiya va raqamli texnologiyalarning bank faoliyati samaradorligiga ta’siri o‘rganilgan. Tegishli adabiyotlar va empirik ma’lumotlarni har tomonlama tahlil qilish orqali mualliflar raqamli texnologiyalarlarning turli o‘lchovlarini va ularning bank samaradorligiga ta’sirini o‘rganadilar. Maqolada bank tizimidagi raqamli transformatsiya operatsiyalarni modernizatsiya qilish, mijozlar tajribasini yaxshilash va umumiy samaradorlikni oshirish uchun raqamli texnologiyalar integratsiyasini o‘z ichiga oladi. So‘nggi yillarda banklar tez rivojlanayotgan moliyaviy muhitda raqobatbardosh bo‘lib qolishga intilayotgani sababli, bu jarayon sezilarli kuchga ega bo‘ldi. Bank tizimida raqamli transformatsiyalar tahlili samaradorlikni oshirishda hal qiluvchi rol o‘ynaydigan bir qancha asosiy texnologiyalar borasida keng qamrovli tahlillar olib borilgan.
Ushbu maqolada raqamli transformatsiya va raqamli texnologiyalarning bank faoliyati samaradorligiga ta’siri o‘rganilgan. Tegishli adabiyotlar va empirik ma’lumotlarni har tomonlama tahlil qilish orqali mualliflar raqamli texnologiyalarlarning turli o‘lchovlarini va ularning bank samaradorligiga ta’sirini o‘rganadilar. Maqolada bank tizimidagi raqamli transformatsiya operatsiyalarni modernizatsiya qilish, mijozlar tajribasini yaxshilash va umumiy samaradorlikni oshirish uchun raqamli texnologiyalar integratsiyasini o‘z ichiga oladi. So‘nggi yillarda banklar tez rivojlanayotgan moliyaviy muhitda raqobatbardosh bo‘lib qolishga intilayotgani sababli, bu jarayon sezilarli kuchga ega bo‘ldi. Bank tizimida raqamli transformatsiyalar tahlili samaradorlikni oshirishda hal qiluvchi rol o‘ynaydigan bir qancha asosiy texnologiyalar borasida keng qamrovli tahlillar olib borilgan.
В данной статье рассматривается влияние цифровой трансформации и цифровых технологий на эффективность банковской деятельности. Путем всестороннего анализа соответствующей литературы и эмпирических данных авторы исследуют различные аспекты цифровых технологий и их влияние на эффективность банковской деятельности. В статье цифровая трансформация в банковской системе предполагает интеграцию цифровых технологий для модернизации операций, улучшения качества обслуживания клиентов и повышения общей эффективности. Этот процесс приобрел значительный импульс в последние годы, поскольку банки стремятся оставаться конкурентоспособными в быстро меняющейся финансовой среде. В банковской системе анализ цифровых преобразований был комплексно проанализирован по нескольким ключевым технологиям, играющим решающую роль в повышении эффективности
This article examines the impact of digital transformation and digital technologies on the effectiveness of banking activities. Through a comprehensive analysis of relevant literature and empirical data, the authors explore various dimensions of digital technologies and their impact on banking performance. In the article, digital transformation in the banking system involves the integration of digital technologies to modernize operations, improve customer experience and improve overall efficiency. This process has gained significant momentum in recent years as banks strive to remain competitive in a rapidly evolving financial environment. In the banking system, the analysis of digital transformations has been comprehensively analyzed on several key technologies that play a decisive role in increasing efficiency.
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