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 This article analyzes the practical aspects of microfinance services provided by commercial banks in Uzbekistan. The definition of microfinance and its origin are being reviewed. The article presents scientific and practical recommendations on microfinance in the activities of commercial banks, ways to address them and improve microfinance.

  • Ссылка в интернете
  • DOIhttp://dx.doi.org/10.26739/2181-9491-2019-7-6
  • Дата создание в систему UzSCI 12-12-2019
  • Количество прочтений 0
  • Дата публикации 10-12-2019
  • Язык статьиIngliz
  • Страницы42-55
Ўзбек

 Ushbu maqolada O’zbekiston Respublikasi tijorat banklari tomonidan mikromoliyaviy hizmatlar ko’rsatishning amaliy jihatlari tahlil qilingan. Mirkomoliyalashning ta’rifi hamda kelib chiqish tarixi ko’rib chiqilgan. Maqolada tijorat banklari faoliyatida mikromoliyalashdagi muammolar, ularni bartaraf etish yo’llari hamda mikromoliyalashtirishni takomillashtirish bo’yicha ilmiy-amaliy tavsiyalar keltirilgan.

Русский

 В данной статье анализируются практические аспекты микрофинансовых услуг, предоставляемых коммерческими банками в Узбекистане. Определение микрофинансирования и его происхождение пересматриваются. В статье представлены научно-практические рекомендации по микрофинансированию в деятельности коммерческих банков, пути их устранения и совершенствования микрофинансирования.

English

 This article analyzes the practical aspects of microfinance services provided by commercial banks in Uzbekistan. The definition of microfinance and its origin are being reviewed. The article presents scientific and practical recommendations on microfinance in the activities of commercial banks, ways to address them and improve microfinance.

№ Имя автора Должность Наименование организации
1 Yuldashev A.A. Tijorat banklarini boshqarish mutaxassisligi 2-bosqich tinglovchisi O’zbekiston Respublikasi Bank moliya akademiyasi
№ Название ссылки
1 1) ADB, (2008), “Microfinance Development Strategy”. Retrieved on 29th April 2008 from http://www.adb.org/Documents/Policies/Microfinance/microfinance0100.asp?p=policies
2 2) Agion, B. A.d. & Morduch, J., (2003), “Microfinance, Where do we Stand?”, The British Association for the Advancement of Science Meetings,University of Salford, UK, 3, pp.136-144
3 3) Ananth, B. (2005). Financing microfinance – the ICICI Bank Partnership model. Small Enterprise Development Vol.16 No.1 , 57-65.
4 4) Bogdanova S. Development of microfinance: the experience of Brazil // Banking. - Moscow, 2009.– No. 10. – S. 87,88.
5 5) Constitution of the Republic of Uzbekistan, 1992
6 6) Decree of the President of the Republic of Uzbekistan "On the Strategy for the Further Development of the Republic of Uzbekistan" N DP-4947, 2017
7 7) Decree of the President of the Republic of Uzbekistan "On measures to increase the popularity of microfinance services " DP-4400, 2019
8 8) Enugu Forum (2007) Policy Paper 7 .Policy Challenges for Microfinance Design and Practice in Nigeria. Debating Policy Options for National Development last accessed 20/12/2007 at www.microfinancegatewav.com
9 9) Harper, M. (2002). Grameen bank groups and self help groups: What are the difference? ITDG Publishing , 1-20.
10 10) Iminov O.K. Credit system in the conditions of market economy and its improvement: science. doc. science. disss.avtoreferati.-T., 2001. - 22 p
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12 12) Lavrushin O.I. Money, credit, banks // Moscow: Finance and statistics, 2000. - С 16.
13 13) Law of the Republic of Uzbekistan "On Banks and Banking Activity", 1996
14 14) Law of the Republic of Uzbekistan "On microfinancing", 2006
15 15) Law of the Republic of Uzbekistan "On microcredit organizations", 2006
16 16) Mamuta M.V., Sorokina O.S. Introduction to Microfinance // Global Markets and Financial Engineering. - 2015. - Volume 2. - No. 2. - S. 143-156. - doi: 10.18334 / grfi.2.2.539
17 17) Muhammad Yunus, Alan Joli. Creating a world without poverty.- Moscow: Moscow, 2009.- S.60-97.
18 18) Naila Kabeer. Gender Equality and Economic Growth: Is there a Win‐Win? Volume 2013, Issue 417, 2013- c 58
19 19) Resolution by the President of the Republic of Uzbekistan NP-3620 "On Additional Measures to Increase Public Officership of Banking Services", 2018
20 20) Savinova D. V. On the formation of a mechanism for attracting credit resources in small business // Money and Credit. - Moscow, 2009. - No. 5. - P. 60-61.
21 21) Saipidinov I.M. The main ways to improve lending by commercial banks to small businesses. Abstract. diss. for a job. student step. Ph.D. - Tashkent: BFA of the Republic of Uzbekistan, 2009 .-- S. 8-9.
22 22) Tajibaeva. D.A., Muminov. AND ABOUT. Microfinance: A Guide for Microfinance Organizations. - Tashkent: MOLIA, 2009. - P. 11-13.
23 23) Utbosarov K. Microfinance: the Efficiency of International Experience and Practice // Market. Money and Credit. - Tashkent, 2010. - №8– 63 b.
24 24) Vakhabov AV The role of the banking system in improving the living standards of rural population. Materials of the international scientific-practical conference "The role of the banking and financial system in rural development and improvement of living standards". - Tashkent: Finance, 2009. - 22 B.C.
25 25) Yakubov KU, Associate Professor of Finance Department TFI: “The role of microfinance in economic modernization,” The role of service sector in enhancing the financial potential of regions: Collection of materials of the Republican scientific-practical conference. - T .: Economics-Finance, 2017. - 456 p.
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