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ЎЗБЕКИСТОНДА МУЛКЧИЛИК ШАКЛИГА КЎРА ТИЖОРАТ БАНКЛАРИ РЕСУРСЛАРИНИНГ БАРҚАРОРЛИГИ ТАҲЛИЛИ

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MAQOLA ANNOTATSIYASI

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In this scientific article, we have analyzed the resource base of commercial banks according to the form of ownership. We studied commercial banks by dividing them into two groups, namely banks with state ownership and banks without state ownership. According to the results of the analysis, the growth of liabilities in state owned banks was faster than the growth of deposits. This situation indicates that the government provides cheap resources to the state owned banks. On the contrary, the growth of deposits in non-state owned banks was higher than the growth of total liabilities. As a conclusion, we can say that, firstly, the trust of the population in the banking system is increasing, and secondly, the trust in non-state owned banks has increased more than state owned banks in the banking system

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Teglar

# deposit# Депозит# давлат улуши мавжуд банклар# мажбурият молиявий ресурсю# доля государства в существующих # обязательство финансовый ресурс.# banks with a state share# obligation# financial resource

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Foydalanilgan adabiyotlar

Akhtar, B., Akhter, W., & Shahbaz, M. (2017). Determinants of deposits in conventional and Islamic banking: a case of an emerging economy. International Journal of Emerging Markets.

Broby, D. (2021). Financial technology and the future of banking. Financial Innovation, 7(1), 1-19.

Iyer, R., Puri, M., & Ryan, N. (2016). A tale of two runs: Depositor responses to bank solvency risk. The Journal of Finance, 71(6), 2687-2726.

Jens Eisenschmidt and Frank Smets (2019). Negative Interest Rates: Lessons from the Euro Area. European Central Bank Working Paper.

Ritz, R. A., & Walther, A. (2015). How do banks respond to increased funding uncertainty?. Journal of Financial intermediation, 24(3), 386-410.

Балабанов А.И., Боровкова Вик. А., и др. (2007) Банки и банковское дело: Учебник для вузов. 2-е изд. – СПб.: Питер, – 448с.

Лаврушин О.И. (2009). Банковский менеджмент: учебник / кол. авторов; под ред. д.э.н.,проф. О.И. Лаврушина. – 2-е изд., перераб. и доп. – М.: КНОРУС – 560с.

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