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calendar30 Iyun 2026
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Asosiy til:O'zbek

BANK KREDIT PORTFELINI DIVERSIFIKATSIYA QILISHNING NAZARIY ASOSLARI

Fan yo'nalishi:Iqtisodiyot, ekonometriya va moliya (turli xil)
Milliy fan yo'nalishi (OAK):08.00.01 — Iqtisodiyot nazariyasi08.00.02 — Makroiqtisodiyot08.00.03 — Sanoat iqtisodiyoti08.00.04 — Qishloq xoʻjaligi iqtisodiyoti08.00.05 — Xizmat koʻrsatish tarmoqlari iqtisodiyoti08.00.06 — Ekonometrika va statistika08.00.08 — Buxgalteriya hisobi, iqtisodiy tahlil va audit08.00.09 — Jahon iqtisodiyoti08.00.10 — Demografiya. Mehnat iqtisodiyoti08.00.11 — Marketing08.00.12 — Mintaqaviy iqtisodiyot08.00.13 — Menejment08.00.14 — Iqtisodiyotda axborot tizimlari va texnologiyalari08.00.15 — Tadbirkorlik va kichik biznes iqtisodiyoti08.00.16 — Raqamli iqtisodiyot va xalqaro raqamli integratsiya08.00.17 — Turizm va mehmonxona faoliyati08.00.07 — Moliya, pul muomalasi va kredit
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MAQOLA ANNOTATSIYASI

quote
Ushbu maqola tijorat banklari faoliyatida kredit portfelini diversifikatsiya qilishning nazariy asoslarini o‘rganishga bag‘ishlangan. Tadqiqotda Markovits portfel nazariyasidan tortib Basel prudensial tamoyillarigacha bo‘lgan ilmiy yondashuvlar mahalliy va xorijiy adabiyotlar tahlili asosida tizimli ravishda ko‘rib chiqilgan. Gorizontal, vertikal, geografik, mahsulot hamda mijoz segmentlari bo‘yicha diversifikatsiya turlarining nazariy asoslari, imkoniyatlari va cheklovlari ilmiy nuqtayi nazardan tahlil qilingan. Shuningdek, Herfindahl-Hirschman indeksining (HHI) konsentratsiya darajasini baholash vositasi sifatidagi afzalliklari hamda uning korrelyatsiya omilini hisobga olmasligi bilan bog‘liq metodologik cheklovlari muhokama qilingan. Tadqiqot natijalari shuni ko‘rsatdiki, haddan tashqari diversifikatsiya kredit portfelini monitoring qilish sifatining pasayishiga va boshqaruv samaradorligining susayishiga olib kelishi mumkin. Muvozanatli va sifatga yo‘naltirilgan diversifikatsiya strategiyasi stress-testlar hamda prudensial nazorat mexanizmlari bilan uyg‘un holda qo‘llanilgandagina bank tizimining moliyaviy barqarorligini ta’minlashga xizmat qiladi.

MUALLIFLAR

Science ID: BSD-0726-0008

Teglar

# kredit# konsentratsiya# bank# korrelyatsiya# barqarorlik# optimal# taqsimot# kreditlash# moliyaviy# risk-menejment# strategiyasi# aktivlari# darajasi# portfeli

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Maqola idintifikatorlari

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