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THEORETICAL FOUNDATIONS OF ENSURING PROFITABILITY IN COMMERCIAL BANKS

Field of Science:Economics, Econometrics and Finance (miscellaneous)
National field of science (HAC):08.00.01 — Economic theory08.00.02 — Macroeconomics08.00.03 — Industrial economics08.00.04 — Agricultural economics08.00.05 — Service sector economics08.00.06 — Econometrics and statistics08.00.08 — Accounting, economic analysis and audit08.00.09 — World economy08.00.10 — Demography. Labor economics08.00.11 — Marketing08.00.12 — Regional economics08.00.13 — Management08.00.14 — Information systems and technologies in economics08.00.15 — Economics of entrepreneurship and small business08.00.16 — Digital economy and international digital integration08.00.17 — Tourism and hospitality08.00.07 — Finance, money circulation and credit
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Entrepreneurship and pedagogy scientific and methodical journal

Entrepreneurship and pedagogy scientific and methodical journal

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ARTICLE ANNOTATION

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This article extensively covers the theoretical foundations of ensuring profitability in commercial banks based on a comprehensive and systematic approach. It provides a profound analysis of the economic essence of the concept of profitability, its significance in banking activities, and its role in ensuring financial stability. Based on scientific literature, internal factors influencing profitability (capital adequacy, liquidity level, and operational efficiency), as well as external factors (inflation rate, unemployment rate, and market share), have been systematically studied. Additionally, the article provides a comparative analysis of the views of domestic and foreign researchers, scientifically revealing the interconnections between bank profitability and the macroeconomic environment. The results obtained show that to ensure stable profitability in commercial banks, it is necessary not only to increase the efficiency of internal management but also to comprehensively account for external economic conditions. This study provides conclusions of scientific and practical significance in this direction.

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Science ID: BQD-0726-0008

Tags

# samaradorlik# bank# ishsizlik# barqarorlik# kapital# omillar# rentabellik# tijorat# bozor# likvidlik# tashqi# ichki# moliyaviy# inflyatsiya# tizimi# operatsion# banklari# darajasi# yetarliligi# ulushi

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Article Identifiers

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https://eroi.uz/11.187/A026-580080

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